Digital insurance: What does digital protection insurance cover on the Internet?

Today at tecnologia.net we are going to talk about digital protection insurance. A digital protection insurance protects you against the risks and crimes that can occur in the digital sphere. And believe us, there are many of them that can make your life hell.

What does Digital Protection insurance cover?

Identity Theft

Identity Theft: Covers the expenses you incur to recover your identity in the event of theft, including:

  • Administration fees: Legal advice, changing passwords, etc.
  • Credit recovery expenses: Repair credit damage caused by identity theft.
  • Document replacement costs: Replacement of documents such as ID, passport, credit cards, etc.


Theft of personal data

Theft of personal data: Protects you in case of theft of personal information such as your name, address, telephone number, etc., including:

  • Online Activity Monitoring: Detection of suspicious activities in your online accounts.
  • Data theft alerts: Notification in case your personal data is leaked or stolen.
  • Data restoration: Recovery of data lost or damaged by a cyber attack.


Online fraud

Online fraud: Reimburses you for financial losses suffered by scams and deceptions on the Internet, such as:

  • Fraudulent online purchases: Refund of money lost on online purchases that are not received or that are not what was expected.
  • Identity fraud: Refund of money lost due to unauthorized charges made to your online accounts.
  • Phishing and malware: Protection against phishing and malware attacks that can steal your personal or financial data.

Cyberbullying

Cyberbullying and cyberbullying: It offers you assistance and tools to confront cyberbullying and cyberbullying, including:

  • Psychological counseling: Emotional support and help to deal with the consequences of cyberbullying.
  • Removal of online content: Removal of harassing or intimidating content from the internet.
  • Online reputation protection: Repairing reputational damage caused by cyberbullying.


Damage to your computer or mobile

Damage to electronic devices: Covers damage to your electronic devices such as computers, tablets and smartphones caused by:

  • Viruses and malware: Repair damage caused by viruses and malware that can infect your devices.
  • Cyber ​​attacks: Repair damage caused by cyber attacks that can damage your devices.
  • Theft or loss: Replacement of your device in case of theft or loss.

What tools exist to protect us

Access to security tools: It offers you access to security tools such as:

  • Antivirus and antispyware: Protection against viruses, malware and spyware.
  • VPN: Protection of your online privacy and security of your internet connection.
  • Parental control: Protecting your children from inappropriate content on the internet.

Legal assistance: It offers you legal assistance in case of legal problems related to the use of the Internet, such as:

  • Online fraud claims: Legal advice to claim if you are a victim of online fraud.
  • Protection of intellectual property: Defense of your intellectual property rights on the internet.
  • Online conflict resolution: Mediation in case of online conflicts.

The specific coverage of digital protection insurance may vary depending on the insurance company and the policy you choose.

It is important to carefully read the general and specific conditions of the insurance before contracting it to ensure that it meets your needs.